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Nicole Ivory Thomas

REALTOR®
702-335-7082
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Blog: Mortgage Information

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

Nicole Ivory Thomas
Realty One Group

5550 Painted Mirage Suite 140
Las Vegas, NV 89149
Phone: 702-335-7082
Email: ucanownvegas@gmail.com

Testimonials

Short selling our home was the most humiliating thought for us. We were referred to Nicole by our neighbor. She held our hand through the entire process and she made us realize it was the best choice for us. We were less stressed and were able to start fresh and that was a relief. She was truly empathetic and sympathetic Charles and Wendy
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