Posted on September 11, 2018 - 09:39 AM
by Nicole Ivory Thomas
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
Short selling our home was the most humiliating thought for us. We were referred to Nicole by our neighbor. She held our hand through the entire process and she made us realize it was the best choice for us. We were less stressed and were able to start fresh and that was a relief. She was truly empathetic and sympatheticCharles and Wendy
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Information last updated on 2019-05-24.